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Theresa asks: I’ve had a couple of last-minute cancellations recently - given the circumstances, I’m happy that the weddings didn’t go ahead. Anyhow, it has forced me to take a much-needed look at my T&C’s and was wondering if either of you would be open to sharing how you deal with the following scenarios/what you have in your invoices or statement of fees: 1. Cancellations, 2. The unlikely event that you are unavailable and need to arrange someone else to step in, 3. The unlikely event that you are unavailable and cannot find anyone else to step in.